Monthly Budget Calculator

Enter your average monthly income and expenses to see where your money is going and whether your current budget leaves money over or creates a shortfall.

Privacy: Your numbers stay in your browser. Nothing you enter into this calculator is saved or transmitted.

1. Monthly Income

Use your average monthly take-home income after taxes and deductions.

Take-home pay $ Other monthly income $

2. Home & Essentials

Housing$ Utilities$ Groceries$ Transportation$ Insurance$ Phone & internet$ Health & personal$ Other essentials$

3. Debt Payments

Credit cards$ Loans & lines of credit$ Student loans$ Other debt payments$

4. Saving & Investing

Emergency savings$ Retirement & investing$ Other savings goals$

5. Lifestyle & Other Spending

Dining out$ Entertainment$ Shopping$ Subscriptions$ Travel & fun$ Other spending$

Your Monthly Budget Results

Money Left Over $0.00

Total Monthly Income$0.00

Total Monthly Allocations$0.00

Going to Debt$0.00

Going to Saving & Investing$0.00

Where Your Monthly Income Goes

Category	Amount	% of Income
Home & Essentials	$0.00	0%
Debt Payments	$0.00	0%
Saving & Investing	$0.00	0%
Lifestyle & Other	$0.00	0%

All dollar amounts use the same currency you enter. Results are estimates for educational purposes only.