Free Financial Planning Toolkit
Build A Clearer Plan For Your Money
The free Budget & Freedom Starter Kit gives you six practical resources to organize your budget, debt, savings, net worth and financial goals.
- Easy-to-use Excel trackers with automatic calculations
- Printable worksheets for planning your next steps
- A simple roadmap you can follow at your own pace
Free download by email. Unsubscribe at any time.
Everything Included
Six Resources To Help You Get Organized
This is a practical starting system, not a collection of filler pages. Each resource helps you complete a specific part of your financial picture.
1
Start Here Money Roadmap
A short guide to the Budget → Debt → Save → Earn → Grow → Freedom framework, including a simple first-week plan and monthly check-in.
2
Monthly Budget Template
Plan income and spending, compare planned amounts with actual results, and see what remains for debt, savings and other goals.
3
Debt Tracker
Organize balances, interest rates, minimum payments and extra payments while monitoring your overall payoff progress.
4
Savings Goal Tracker
Create up to ten savings goals, record target dates and contributions, and see the amount and percentage remaining automatically.
5
Net Worth Tracker
Create a snapshot of what you own and owe, then calculate your net worth and debt-to-asset ratio.
6
Financial Goals & Freedom Worksheet
Choose near-, medium- and longer-term goals, define your first actions, and describe what financial freedom means for your life.
Simple to Begin
How The Starter Kit Works
You do not need to complete everything at once. Start with your current numbers and improve the plan as you learn more.
Enter Your Email
Use the secure signup form below to request the free Starter Kit.
Download the Kit
You will receive access to one ZIP file containing all six resources.
Choose One First Step
Begin with the budget template or the resource that addresses your biggest concern.
A Practical Starting Point
Is This Starter Kit Right For You?
- You want to understand where your money is going
- You have debts or savings goals that feel scattered
- You want simple tools without complicated financial jargon
- You would like a clearer monthly money routine
- You are beginning again after avoiding your finances
You Do Not Need Perfect Numbers
The purpose of the kit is to create a useful starting point. Estimates are fine at first. You can update the spreadsheets as statements arrive and your plans change.
The files are country-neutral and can be used by readers in Canada, the United States and elsewhere. Currency symbols are not required.
Free Instant Access
Get the Budget & Freedom Starter Kit
Enter your name and email to receive the complete collection of budgeting, debt, savings, net worth and financial-goal resources.
- Six useful resources
- Excel and printable PDF formats
- No cost and no payment information required
Common Questions
Starter Kit FAQ
Is the Budget & Freedom Starter Kit really free?
Yes. Enter your email address to receive access to the complete Starter Kit. No payment information is required.
What programs do I need?
The spreadsheet files use the XLSX format and can be opened with Microsoft Excel and many compatible spreadsheet programs. The worksheets use the standard PDF format and can be viewed or printed with a PDF reader.
Will this work in Canada and the United States?
Yes. The core budgeting, debt, savings, net worth and goal-planning concepts are country-neutral. The spreadsheets do not require a particular currency.
Do I need to enter private financial information?
No. Never enter account numbers, credit card numbers, passwords, SIN/SSN, tax identification numbers or other sensitive information. General account labels and current totals are sufficient.
What emails will I receive?
You will receive the Starter Kit and occasional practical emails from Budget & Freedom about budgeting, debt, saving and building financial freedom. You can unsubscribe at any time.